Start with the treatment quote
Read our Program Guide and Pricing to compare treatment formats, room options and inclusions before discussing payment or financing. The guide is public; an enquiry or loan application is not required to view it.
For residential care, Foundation and Comprehensive include different services. Confirm your selected package, room type, stay length, any optional purchases and how detox affects the total before relying on a treatment quote.
Confirm the duration, included sessions, room arrangements where relevant, any outside services, payment dates and the cancellation or refund terms. Read our treatment cost comparison guide and public funding and OHIP information.
Confirm What the Quote Includes
A written quote should identify the program, accommodation where relevant, included sessions, ongoing support, separately arranged services and payment dates.
Standard Aftercare for Life and Continuation of Care are included in Comprehensive residential treatment and are optional purchases for Foundation. Enhanced Aftercare packages are separate purchases. Avoid assuming that all services available at the centre are included in every package.
Before You Pay or Apply for Financing
Ask admissions to confirm your final treatment quote and provide the applicable deposit, cancellation, early-departure and refund terms in writing before payment.
A financing provider’s approval and repayment terms are separate from the treatment agreement. Confirm the financing arrangements directly with the provider before relying on them.
Benefits, public options and payment are separate questions
If you have insurance or workplace benefits, confirm which services and provider credentials are eligible, any limits, pre-approval requirements and reimbursement arrangements directly with the insurer. Metamorphosis is a private, fee-for-service provider; OHIP does not cover its program fee. Any insurance or workplace benefit depends on the individual policy, insurer approval and limits.
People comparing costs can also explore publicly funded and community options in our local service guides. Service eligibility and availability need confirmation with that provider. Financing is one payment option, not a reason to skip the clinical assessment or the comparison of suitable care.
Deposits, cancellations and early departure
Cancellation, deposit and early departure terms are set out in your written admission agreement. Please speak with our intake coordinator before you pay a deposit or confirm your admission.
Frequently asked questions
Does financing guarantee admission?
No. Financing approval and clinical admission are separate decisions. The centre must confirm assessment, suitability, current availability and the booking arrangements.
Is a 0% rate guaranteed?
No. This site does not promise a 0% rate. Use the provider’s current written offer to check the interest rate, fees, conditions and total repayment.
Is the monthly payment the full cost of borrowing?
No. Compare the total amount repaid, all fees and the length of the agreement as well as the monthly payment. Obtain the provider’s written figures for your offer.
Can I get a quote before applying for finance?
Yes. You can view our Program Guide and Pricing without submitting an enquiry or finance application. Admissions can then provide a written quote for your selected program, room type where relevant, included services and any additional purchases or detox charges.
A treatment enquiry does not require a loan application. Financing approval and repayment terms are separate from your treatment quote and must be confirmed with the provider.
Can I see prices before contacting admissions?
Yes. The Program Guide and Pricing is available without submitting a form. Admissions can then help you understand the options and confirm the total for the care being proposed.
Our Programs
Mental health and addiction support
Financing Options
Ask admissions about current third-party financing options for paid treatment and how to contact the provider. Confirm availability and approval before relying on financing for admission.
Eligibility, approval, interest rates, fees and repayment terms are set by the financing provider. Review the repayment schedule and total borrowing cost before agreeing.
Begin with a conversation.
Whether you’re seeking support for yourself or someone you care about, start with the information you need to make a decision.
Speak with Metamorphosis
Call to discuss assessment, availability, fees, and your next steps. You can also read the Program Guide and Pricing without submitting a form.
Start with the questions that matter to you
- Which program could fit my needs?
- What does the assessment involve?
- What are the costs and what is included?
- What should I arrange before arriving?
Ask our intake coordinator about programs, availability and next steps. An enquiry does not reserve a bed or confirm admission.
Have Questions?
About getting the right help?
Ask about a program, request a callback or include a preferred tour date in the same enquiry.
Honouring the Fr. Theodore Mirkopoulos Foundation
Generosity That Makes Care Possible
Our detox wing would not have been possible without the extraordinary generosity and enduring support of the Fr. Theodore Mirkopoulos Foundation.
On behalf of our clients, their families and the entire Metamorphosis Centre for Change team, we extend our heartfelt thanks. The Foundation’s contribution has helped create a welcoming space where people can take their first steps toward recovery with compassion, dignity and care.
This dedication honours that generosity and expresses our lasting gratitude for helping make this care possible for the individuals and families we serve.
Dedication Opportunities
A dedication can honour a loved one or recognize the generosity of an individual, family, foundation or business.
If you would like to explore supporting Metamorphosis Centre for Change through a wing dedication or naming opportunity, we welcome a conversation. Please contact our team to discuss your wishes and how your support could contribute to the care we provide.